Home Prices Projected to Increase by 5.1 Percent Year Over Year by February 2016––

CoreLogic^® (NYSE: CLGX), a leading global property information, analytics and data-enabled services provider, today released its February 2015 CoreLogic Home Price Index (HPI^®) which shows that home prices nationwide, including distressed sales, increased by 5.6 percent in February 2015 compared to February 2014. This change represents three years of consecutive year-over-year increases in home prices nationally. On a month-over-month basis, home prices nationwide, including distressed sales, increased by 1.1 percent in February 2015 compared to January 2015.*

Including distressed sales, 26 states and the District of Columbia were at or within 10 percent of their peak prices. Six states, including Colorado (+9.8 percent), New York (+8.2 percent), North Dakota (+7.7 percent), Texas (+8.5 percent), Wyoming (+8.4 percent) and Oklahoma (+5.2 percent), reached new home price highs since January 1976 when the CoreLogic HPI started.

Excluding distressed sales, home prices increased by 5.8 percent in February 2015 compared to February 2014 and increased by 1.5 percent month over month compared to January 2015. Also excluding distressed sales, all states and the District of Columbia showed year-over-year home price appreciation in February. Distressed sales include short sales and real estate owned (REO) transactions.

The CoreLogic HPI Forecast indicates that home prices, including distressed sales, are projected to increase by 0.6 percent month over month from February 2015 to March 2015 and on a year-over-year basis by 5.1 percent** from February 2015 to February 2016. Excluding distressed sales, home prices are expected to increase by 0.5 percent month over month from February 2015 to March 2015 and by 4.8 percent** year over year from February 2015 to February 2016. The CoreLogic HPI Forecast is a projection of home prices using the CoreLogic HPI and other economic variables. Values are derived from state-level forecasts by weighting indices according to the number of owner-occupied households for each state.

“Since the second half of 2014, the dwindling supply of affordable inventory has led to stabilization in home price growth with a particular uptick in low-end home price growth over the last few months,” said Dr. Frank Nothaft, chief economist for CoreLogic. “From February 2014 to February 2015, low-end home prices increased by 9.3 percent compared to 4.8 percent for high-end home prices, a gap that is three times the average historical difference.”

“This is the hottest home price appreciation prior to the spring selling season in nine years,” said Anand Nallathambi, president and CEO of CoreLogic. “Assuming a benign interest rate environment and continued strong consumer confidence, we expect home prices to rise by an additional five percent over the next twelve months.”

Highlights as of February 2015:

• Including distressed sales, the five states with the highest home price appreciation were: Colorado (+9.8 percent), South Carolina (+9.3), Michigan (+8.5 percent), Texas (+8.5 percent) and Wyoming (+8.4 percent).
• Excluding distressed sales, the five states with the highest home price appreciation were: South Carolina (+9.7 percent), New York (+9.2 percent), Colorado (+9 percent), Texas (+7.9 percent) and Florida (+7.8 percent).
• Including distressed transactions, the peak-to-current change in the national HPI (from April 2006 to February 2015) was -12.2 percent. Excluding distressed transactions, the peak-to-current change for the same period was -7.8 percent.
• Including distressed sales, only Connecticut at -0.9 percent experienced a decline in home prices.
• The five states with the largest peak-to-current declines, including distressed transactions, were: Nevada (-35.4 percent), Florida (-32.4 percent), Rhode Island (-29.6 percent), Arizona (-28.4 percent) and Connecticut (-24.7 percent).
• Including distressed sales, the U.S. has experienced 36 consecutive months of year-over-year increases.
• Ninety-two of the top 100 Core Based Statistical Areas (CBSAs) measured by population showed year-over-year increases in January 2015. The eight CBSAs that showed year-over-year declines were: Baltimore-Columbia-Towson, MD; Philadelphia, PA; Hartford-West Hartford-East Hartford, CT; New Orleans-Metairie, LA; Rochester, NY; Worcester, MA-CT.; Albany-Schenectady-Troy, NY; and New Haven-Milford, CT.

*January data was revised. Revisions with public records data are standard, and to ensure accuracy, CoreLogic incorporates the newly released public data to provide updated results.
** The forecast accuracy represents a 95-percent statistical confidence interval with a +/- 2.0 percent margin of error for the index including distressed sales and a +/- 2.0 percent margin of error for the index excluding distressed sales.

Effective April 7, 2015, Zillow and Trulia will no longer receive direct feeds of real estate listings from ListHub!

New Development, Aria on the Bay!

Aria on the Bay
Location 
1770 N Bayshore Dr. Miami, FL 33132

Status

To be completed by 1st trimester of 2017

Features

53 Floors 647 Residential Units Units of 1 to 3 bedrooms including Den Semi private elevator and private foyer Floor to ceiling windows 5 to 10 feet deep balcony 2 curved sunrise/sunset pools.

Aria on the Bay marks the next generation of luxury residential high-rise development for Miami. From its enviable location, residents can enjoy immediate access to the neighboring Adrienne Arsht Center for Performing Arts and Arts & Science Museums as well as Miami World Resort for shopping and entertainment along with a variety of dining options and boutiques. Within just 10 minutes one can be enjoying pristine beaches of South Beach, Brickell’s financial district, Design District, Wynwood, Midtown, Coconut Grove and Coral Gables.

For a Private Showing, call me directly at (786) 525-9430.

LAZARO LOPEZ, PA
1390 Brickell Ave. Suite 104
Miami FL. 33133
Tel. (786) 525-9430
Http://www.LazaroLopez.com
Http://www.MiamiPropertyConsultant.com</b>

PARAISO BAYVIEWS: Spacious 2 Bedrooms Starting at $510K

Spectacular Bay views at Paraiso Bayviews. The city views are no exception! Spacious 2 bedroom units allow residents to enjoy a fabulous unobstructed city skyline accompanied by a magnificent sunset, and still take advantage of all the amenities that come with living on the water!

Be part of Edgewater’s exclusive new community, with over 1000 lft of waterfront, lush parks and great outdoor spaces!

PROPERTY FEATURES:
•44-story residential tower designed by Arquitectonica
•396 designer units with fabulous views of Biscayne Bay
•Prices starting at $340k, with retail on the ground floor
•Units delivered move-in ready, with flooring included
•Sophisticated lobby with permanent art installation

AMENITIES:
•Incredible list of amenities on the 9th floor, including a state-of-the-art gym, 75 ft sunset pool, tennis courts, bbqs, gardens and business center
•An exclusive 44th-floor Roof-top Club with luxurious spa and infinity pool, plus private treatment pools and jacuzzis
•Memberships to Michael Schwartz Beach Club and Restaurant
•Marina with water sports activities and available boat slips
•3000 sqft social event space.

Payment Structure:

(Tentative and subject to change)
•20% now at Contract
•10% at Groundbreaking, May 2015
•10% at 10th Floor, October 2015
•10% Top-off, May 2016
•50% at Closing, May 2017

For more information, Call me directly (786) 525-9430.

LE PARC AT BRICKELL, BIG CITY LIVING WITHOUT THE BIG CITY HASSLE!

LE PARC AT BRICKELL, BIG CITY LIVING WITHOUT THE BIG CITY HASSLE!

Le Parc at Brickell

Location: 1600 SW 1st Ave, Miami, FL, United States
Prices starting from: $ 340,900.00 

1BED FROM $340,900
2BED FROM $465,900
3BED FROM $819,900

Le Parc at Brickell is a 12-story, 128-unit luxury boutique condominium planned by a joint venture between ALTA Developers and Strategic Properties Group in Miami’s upscale Brickell neighborhood. Slated for delivery in 2015, this eco-friendly building boasts a central location just blocks away from Miami’s urban core, with panoramic views of Simpson Park looking out towards Biscayne Bay and the Downtown Miami/ Brickell skyline. Exclusively featuring designs and furnishings inspired by Ligne Roset, Le Parc at Brickell will be home to the internationally-renowned luxury furniture designer’s first residential development project in the United States.

CONTACT ME FOR MORE INFORMATION AND PRICES:

(786) 525-9430.

http://www.proxioshowcase.com/subscriptions/29896.

You Can’t Avoid Closing Costs—But You Can Reduce Them!

Closing costs typically amount to 3% to 6% of the purchase price. Why the broad range? Taxes. Buying a house means paying taxes and sometimes transfer fees upfront, at the closing. While there are settlement costs that go to your attorney, title insurance company, and lender, the biggest beneficiary is the government—city, county, and state.

Need some salt in that wound? Closing costs increased 6% last year and now average $2,539 on a $200,000 loan, according to Bankrate.com. Likewise, Bankrate.com says origination fees (i.e., lender commissions) also increased 9% to $1,877, while appraisal fees rose 1% to $662. (Bankrate.com did not factor real estate taxes and transfer fees into its analysis, which accounts for the discrepancy between its estimate and the more general 3% to 6% estimate.)
In every real estate transaction, there are closing costs. Everyone and anyone who had anything to do with the transaction has their hand out at the closing. That means the title company prints multiple checks to pay the brokers, the surveyor, the attorneys, the courier, and anyone else who can stake a claim against the property or its owner. So if you had your property staged and asked that the decorators be paid at closing, then they too get a check. If you had the bathroom remodeled and told the contractor you would pay them when the house sold, it’s now payday.
Just to make it more confusing, closing costs vary by location. Every state, city, and county has the authority to add fees, sometimes called transfer taxes or impact fees, to your transaction. Closings, in essence, are a money grab.

Some closing costs are negotiable: attorney fees, commission rates, recording costs, and messenger fees. Check your lender’s good-faith estimate for an itemized list of fees. Then use your GFE to comparison shop with other lenders.

But don’t despair, there are ways to circumvent the added expenses:
1. Look for a loyalty program. Some banks offer customers help with their closing costs, if they use the bank to finance their purchase. Bank of America, for instance, offers reduced origination fees for preferred reward members. It’s the bank’s way of offering a reward for being a customer.
2. Close at the end the month. One of the simplest ways to reduce closing costs is to schedule your closing at the end of the month. If you close at the beginning of the month, say March 6, you have to pay the per diem interest from the 5th to the 30th. But if you close on the 29th, you pay for only one day of interest.
3. Get the seller to pay. Most loans allow sellers to contribute up to 6% of the sale price to the buyer as a closing cost credit. It’s a way to seal the deal—and a tax-deductible expense for the seller. Don’t expect this to happen much in hot markets where inventory is scarce (which is almost everywhere these days).
4. Wrap the closing costs into the loan. You’re already borrowing probably hundreds of thousands of dollars—why not tack on a few thousand more? Lenders charge more for this, but if you don’t have the cash, it’s a way to get into the house with less cash upfront.

Cómo vender un negocio, el proceso de negocio para la venta.

 El proceso de Vender un negocio...

El negocio Venta Proceso. Durante la próxima década, seis de cada diez propietarios de negocios de Estados Unidos planea vender sus empresas - un notable aumento respecto a años anteriores. Muchos son los baby-boomers, con un ojo puesto en la venta de sus negocios para financiar su jubilación y como preparación venta resultado y estrategia de salida son altas prioridades.
Comience a tomar medidas hoy para preparar su negocio para la venta para que pueda maximizar su valor a largo plazo y crear una empresa más rentable. Propietarios de pequeñas empresas tienen muchas razones diferentes para la venta de sus empresas. Para algunos, una venta del negocio es la conclusión lógica de una larga y exitosa carrera empresarial. Pero para los demás, la venta puede estar motivado por una crisis personal o familiar, una nueva oportunidad de negocio o un cambio inesperado en las condiciones de negocio.

Al vender un negocio, es fundamental para obtener el derecho de pedir precio. La ponemos demasiado alto y usted no recibirá ningún interés de los compradores. La ponemos demasiado bajo y que a dejar dinero sobre la mesa. Así que cuando se establece un precio para su empresa, asegúrese de que cada centavo de valor de la empresa ha tenido en cuenta al mismo tiempo de ser realistas.

Es una gran sensación para recibir interés de los compradores potenciales en la venta de un negocio. Seamos realistas ??? venta de un negocio independiente puede ser un montón de trabajo duro y un importante compromiso de tiempo, y cuando la gente muestra interés en lo que usted está vendiendo que puede traducirse en un rápido, venta indoloro. Cualquier propietario puede poner un negocio en el mercado, pero la venta con éxito es otra historia. Con miles de dólares en la cuerda floja, de hoy Hágalo usted mismo los vendedores tienen que aprender el arte de la negociación antes de que sea demasiado tarde.

Una vez que usted y su comprador del negocio negociar los puntos finos de un acuerdo, es el momento de programar el cierre de venta. A pocos pasos le ayudarán a establecer lo que tiene que hacer con antelación, durante e inmediatamente después del gran día. Recibe nuestra lista completa de pre-cierre de importantes tareas.